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Last updated 20/08/2023
Phone: 0120-4222818
Email: info@cashtree.co.in

Loan Against Property (LAP) Secured

Home Loan Against Property (LAP) Secured

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0120-4222818

info@cashtree.co.in

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Loan Against Property (LAP) Secured

Loan Requirements

Eligibility
  • Loan amount up to 2 lakhs
  • Loan Tenor up to 24 months
  • No ITR required
  • Continuity in same line of business of 2 years
  • No Collateral Required
  • Attractive Rate of Interest in industry
  • Ownership of Home or Business, any one is mandatory
Identity Proof (Applicant, Co-applicant, Guarantor)
  • PAN Card
  • Driving License
  • Passport
  • Voter's ID
  • Aadhaar Card
Address Proof (Applicant, Co-applicant, Guarantor)
  • Passport
  • Driving License
  • Voter's ID
  • Aadhaar Card
  • Utility Bill
  • Bank Statement/Bank Account Passbook (Updated and no more than 3 months old)
  • Registered / Notarized Rent Agreement
Office Address Proof (In the name of business entity)
  • Utility Bills (electricity / water / telephone / internet / piped gas)
  • Current / CC / OD Bank account
  • Property sale deed
  • Registered / Notarized Rent Agreement
Business Registration Proof
  • GST registration / provisional certificate
  • VAT (permissible only for applications from petroleum industry)
  • Registration under Central Excise and Customs
  • Professional Tax registration certificate
  • IEC (Import Export Certificate)
  • Shop & Establishment Act registration / New Maharashtra Shop & Establishment Act registration
  • Registration Certificate under Labour Department
  • Agricultural Board Trade Licence
  • Registration under Legal Metrology Act
  • Food and drugs control certificate / Drugs Licence
  • Rail E-Ticketing Centre Certificate
  • Factory License
  • Central / State Govt. Contractor License
  • SEBI Registration Certificate
  • Trade Mark Registration Certificate
  • Cable Operator Registration Certificate
  • Clinical Establishment Certificate
  • Establishment of a Motor Driving School (FORM-11)
  • Registration Certificate issued by Municipal Corporation / Mahanagar Palika / Nagar Panchayat / Gram Panchayat
  • District Industries Centre EM Part II
  • Registration of Firm under Partnership Act (applicable for partnerships firms)
  • Audited Financials /ITR (applicable for proprietorship)

Simple steps to your MSME / SME Loans

This is not an exhaustive list, but the financial services industry encompasses companies in one or more of the following lines of business:

  • Submit Application
  • Simply enter your personal, business and financial
  • Upload Documents
  • Upload digital copies of your documents in a single step process for verification.
  • Get Sanctioned
  • Receive your MSME / SME Loans approval and disbursal within 3 working days.