Unsecured Business Loan
Unsecured Business Loan
CASHTREE Finance Private Limited endeavours to transform small businesses with an objective to provide growth capital to self-employed micro and small enterprises in India with innovative products and services blended with local expertise while ensuring seamless and personalised delivery in a highly technology enabled environment.
These products will deliver convenient and affordable access to credit to self-employed entrepreneurs and micro enterprises who are by and large excluded from the formal financial sector either directly or indirectly.
Loan Requirements
- Loan amount up to 2 lakhs
- Loan Tenor up to 24 months
- No ITR required
- Continuity in same line of business of 2 years
- No Collateral Required
- Attractive Rate of Interest in industry
- Ownership of Home or Business, any one is mandatory
- PAN Card
- Driving License
- Passport
- Voter's ID
- Aadhaar Card
- Passport
- Driving License
- Voter's ID
- Aadhaar Card
- Utility Bill
- Bank Statement/Bank Account Passbook (Updated and no more than 3 months old)
- Registered / Notarized Rent Agreement
- Utility Bills (electricity / water / telephone / internet / piped gas)
- Current / CC / OD Bank account
- Property sale deed
- Registered / Notarized Rent Agreement
- GST registration / provisional certificate
- VAT (permissible only for applications from petroleum industry)
- Registration under Central Excise and Customs
- Professional Tax registration certificate
- IEC (Import Export Certificate)
- Shop & Establishment Act registration / New Maharashtra Shop & Establishment Act registration
- Registration Certificate under Labour Department
- Agricultural Board Trade Licence
- Registration under Legal Metrology Act
- Food and drugs control certificate / Drugs Licence
- Rail E-Ticketing Centre Certificate
- Factory License
- Central / State Govt. Contractor License
- SEBI Registration Certificate
- Trade Mark Registration Certificate
- Cable Operator Registration Certificate
- Clinical Establishment Certificate
- Establishment of a Motor Driving School (FORM-11)
- Registration Certificate issued by Municipal Corporation / Mahanagar Palika / Nagar Panchayat / Gram Panchayat
- District Industries Centre EM Part II
- Registration of Firm under Partnership Act (applicable for partnerships firms)
- Audited Financials /ITR (applicable for proprietorship)
Simple steps to your MSME / SME Loans
This is not an exhaustive list, but the financial services industry encompasses companies in one or more of the following lines of business:
- Submit Application
- Simply enter your personal, business and financial
- Upload Documents
- Upload digital copies of your documents in a single step process for verification.
- Get Sanctioned
- Receive your MSME / SME Loans approval and disbursal within 3 working days.