Loan Against Property (LAP)
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Loan Requirements
- Loan amount up to 2 lakhs
- Loan Tenor up to 24 months
- No ITR required
- Continuity in same line of business of 2 years
- No Collateral Required
- Attractive Rate of Interest in industry
- Ownership of Home or Business, any one is mandatory
- PAN Card & Aadhar Card
- Continuity in business-Min. 2 years in the same line of business
- Residence stability for 3 years
- Business/Shop/Office stability for 2 years
- Financial documents –Last 6 months bank statements. If you don’t have ITR then our team will support you for alternatives documentation
- In case of Seasonal/Festival requirement they can avail up to 50% of Primary loan amount.
- Short seasonal tenure 6 months to 1 year
- Attractive rate of Interest
- Existing loan customers with a good repayment track record can apply after 6 months of taking their primary loan
- Secured against the existing assets under the primary loan